Essential Car Rental Insurance Tips in Germany

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Car Rental Insurance in Germany – What You Must Know

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Confused about car rental insurance in Germany? Learn about CDW, theft protection, and credit card coverage to avoid unnecessary costs.

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Insurance can be confusing, especially when renting a car abroad. In Germany, most rentals include basic coverage, but there are optional extras you should understand.

Collision Damage Waiver (CDW) limits your liability if the car gets damaged. Some credit cards include CDW, so check before buying extra insurance.

Theft Protection (TP) covers vehicle theft. Again, it’s often part of the standard package.

Then there’s the excess — the amount you pay if something happens. Many travelers buy “excess waiver” insurance to reduce this to zero.

Pro tip: Always read the fine print. Make sure the insurance covers windshield, tires, and underbody — these are common exclusions.

Having the right insurance not only saves money but also gives peace of mind so you can enjoy your journey across Germany worry-free.